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The Best AP US History Review Guide

The Best AP US History Review Guide SAT / ACT Prep Online Guides and Tips It's hard to know where to start with your AP US History review. It's one of the tougher APs based on the thinking skills it requires and the amount of content it covers. You can't just read over your notes and expect to get a high score. In this guide, I'll give you a basic outline of what's on the exam, provide study tips, and lay out a step-by-step prep plan that you can customize to your needs. What’s the Format of the AP US History Exam? First off, you should know the basics of what you're dealing with on this test. The total length of the exam is threehours and 15 minutes, so it’s on the longer side compared to other AP tests. Here's a layout of the timing and significance of each section: Section 1 - Multiple Choice (Also Includes Short Answer) 55 multiple-choice questions 55 minutes 40 percent of your score Four short-answer questions 50 minutes 20 percent of your score One hour 45 minutes total Section 2 - Free Response One document-based question 55 minutes 25 percent of your score One long essay question 35 minutes 15 percent of your score One hour 30 minutes total What Do Questions Look Like on the AP US History Exam? In this section, I'll give a brief overview of each type of question you can expect see on the exam. It's important to understand the different formats and point distributions before diving into your review of the course content. This way, you can tailor your review to the actual requirements of the test! Multiple Choice Multiple choice questions always ask you to apply your knowledge of US History in the context of a historical document.These documents might include images or pieces of writing, and several questions are asked about each one. Here’s an example: The passage mentions that Whitefield came over to the British colonies from Ireland and became an immensely popular itinerant preacher.This suggests that religious culture was shaped by choice C, â€Å"trans-Atlantic exchanges.†Although some of the other choices aren’t completely invalid if you just looked at the question without the excerpt, the evidence provided therein leads us directly to choice C.This question shows howimportant it is toread very carefully on the test! Short Answer There are also four short-answer questions on the first part of the test.These are multi-part questions that can be answered in just a few sentences.They usually rely on written excerpts or other types of historical documents, just like multiple-choice questions.Here’s an example: Part (a): In this part, you got one point for understanding the two viewpoints well enough to identify a major difference between them.You might answer with the following statement: Adams felt that the revolutionary spirit that led to fighting was the real revolution; as resistance to British regulation grew, a revolutionary American identity emerged.Rush, on the other hand, felt that the real revolution consisted of experimentation with new political systems after the fighting. Essentially, Adams thought of the American Revolution as more of a prewar ideological revolution, rather than a postwar political one, and Rush thought the opposite. Part (b): Some examples of historical evidence that would support Adams’ interpretation are: End of â€Å"salutary neglect† and growing separate American identity The Stamp Act, the Stamp Act Congress, and public demonstrations (Sons of Liberty) Movement to boycott British goods Boston Tea Party and Intolerable Acts Common Sense by Thomas Paine List of grievances from the Declaration of Independence Part (c): Examples of historical evidence supporting Rush’s viewpoint include: Statement of â€Å"principles, morals† being basis of government in Declaration of Independence Articles of Confederation Issues of slavery still unresolved (Northwest Ordinance) Constitutional Convention and US Constitution Bill of Rights Election of 1800 and development of first party system Short-answer questions won’t ask you to do much writing, but they do test your ability to understand what’s going on in the source material and how it ties into your knowledge of US history. Document-Based Question The Document-Based question might be the most intimidating part of this exam.It’s worth 25 percent of your score, and it requires the synthesis of a bunch of information presented in different formats to create a coherent argument.These are the directions you’ll see on the test, along with a sample prompt: In the interest of saving space, I won’t include all the documents here (check out my complete guide to the AP US History exam for a more detailed example).Here’s how the points are doled out: You'll get one point for a coherent thesis that answers all parts of the question. Then, you can earn up to four points for analysis of the documents.To earnall four points you need to give: Plausible analysis of the content of all or all but one of the documents, which is used effectively to support the thesis Analysis of all or all but one of the documents in one or more of the following areas: Intended audience Purpose Historical context Author’s point of view Analysis of outside historical examples to bolster your argument A sixth point is earned for contextualizationor connecting historical phenomena relevant to your argument to broader trends in history. The final point is earned for synthesis, which means that your essay ties together the evidence from different documents to support your argument or connects the argument to other periods in history or other contexts in general. This means you can earn a total of seven points on the DBQ, most of them related to analyzing the documents in a way that supports your thesis. Here are some helpful resources for more DBQ examples to use as part of your review! Long Essay Depending on whether you were more confident with recent history or colonial history, you could choose either one of these questions. The test will giveyou two very different options so that you have a meaningful choice to make.Points are awarded as follows for the long essay question: A thesis that addresses all parts of the question gets you one point. Support of the thesis with specific evidence gets you up to two additional points.You’ll get both points if you also establish clearly and consistently how the evidence ties back to your thesis statement. You can earn two more points for a valid assessment of the historical thinking skill targeted in the question.You’ll only get both points if you address both continuity and change in your answer and give specific supporting examples! A final point is awarded for the synthesis of your ideas into a coherent essay.You might connect the topic to other historical periods or contexts, include an additional category of analysis, or extend/modify your thesis to draw a larger conclusion. There is a total of six points possible on the long essay question. What Does the AP US History Exam Cover? AP US History is divided into nine time periods, each of which makes up a designated percentage of the course material and instructional time: These time periods are connected by seven overarching historical themes. I’ll list these themes followed by the learning objectives associated with them.After you learn the who, what, and where of historical events, you should be able to connect them to one (or more likely several) of these broader concepts. AP US History Themes Theme 1: American and National Identity Explain how ideas about democracy, freedom, and individualism found expression in the development of cultural values, political institutions, and American identity. Explain how interpretations of the Constitution and debates over rights, liberties, and definitions of citizenship have affected American values, politics, and society. Analyze how ideas about national identity changed in response to U.S. involvement in international conflicts and the growth of the United States. Analyze relationships among different regional, social, ethnic, and racial groups, and explain how these groups’ experiences have related to U.S. national identity. Theme 2: Politics and Power Explain how and why political ideas, beliefs, institutions, party systems, and alignments have developed and changed. Explain how popular movements, reform efforts, and activist groups have sought to change American society and institutions. Explain how different beliefs about the federal government’s role in U.S. social and economic life have affected political debates and policies. Theme 3: Work, Exchange, and Technology Explain how patterns of exchange, markets, and private enterprise have developed, and analyze ways that governments have responded to economic issues. Analyze how technological innovation has affected economic development and society. Explain how different labor systems developed in North America and explain their effects on workers’ lives and society. Theme 4: Culture and Society Explain how religious groups and ideas have affected American society and political life. Explain how ideas about women’s rights and gender roles have affected society and politics. Explain how different group identities, including racial, ethnic, class, and regional identities, have emerged and changed over time. Explain how artistic, philosophical, and scientific ideas have developed and shaped society and institutions. Theme 5: Migration and Settlement Explain the causes of migration to colonial North America and, later, the United States, and analyze immigration’s effects on U.S. society. Analyze causes of internal migration and patterns of settlement in what would become the United States, and explain how migration has affected American life. Theme 6: Geography and the Environment Explain how geographic and environmental factors shaped the development of various communities. Analyze how conflict over natural resources has affected both group interactions and development of political policy. Theme 7: America in the World Explain how cultural interaction, cooperation, competition, and conflict between empires, nations, and peoples have influenced political, economic, and social developments in North America. Analyze the reasons for, and results of, U.S. diplomatic, economic, and military initiatives in North America and overseas. Americans have fought many other groups of people for control over pieces of this crazy space marble. AP US HistoryReview Tips Before I lay out the template for your study plan, here are a few tips to keep in mind as you go along. If you adopt the right strategies, you'll see your scores improve much more quickly! #1: Connect Facts to Major Themes Studying for history just means committing a bunch of names and dates to memory, right? WRONG! Questions on theAP US History exam (and, if you have a good teacher, most of your smaller tests in class), will ask you to combine general historical knowledge with an understanding of larger trends. The facts and approximate dates are relevant, but only to the extent that they can provide insight into your analysis of historical patterns and themes. If you study the facts in isolation, you’ll be lost on the test, especially when you get to the free-response questions.As you prepare for the exam, take note of the major themes, and think about how you might weave them into a discussion of the era as a whole. #2: Practice Analyzing Historical Writings and Documents Almost every question on the AP US History exam will ask you to read a historical document or analyze a politically-charged image. It’s important that you’re able to interpret these sources quickly and accurately.Look in your textbook or online for examples of historical writings, and practice analyzing the authors' claims. Which of the themes of the course are relevant? What else was happening at the time that may have influenced the writing or illustration? Is the individual addressing a certain audience, and is his or her point of view biased?These types of questions will prepare you for the way you’re asked to think about historical documents on the final exam. #3: Write Essay Outlines You should be a pro at writing essay outlines before you take the test.If you can write a strong outline that uses evidence correctly and relates the supporting points back to the thesis, that’s more than half the battle.The College Board has a bunch of old free-response questions available online that students can use for review purposes.Practice writing a thesis-driven outline in five to ten minutes for each essay question.If you have time, you should also practice writing out the final draft while staying within the time constraints of the real AP test. I suspect that this person doesn't actually have a plan. How to Studyfor AP US History In this section, I'll lay out the standard structure of an effective AP US History reviewplan. The most important takeaway from this plan is that you need to understand all of your mistakes on practice tests so that you can avoid these same issues on the real exam. Step 1: Take a Full Practice Test (3.5 Hours) The first step in the study process is to take a full practice test for AP US History so you can see how well you perform before doing any preparation. Make sure you adhere to the time constraints of the real exam so that you can figure out whether you need to work on your pacing (especially in the free-response section). Circle any questions where you aren't 100 percent sure of the answer so that you can revisit them even if you happen to guess correctly. Step 2: Score the Test, and Set an Ultimate Goal (1 Hour) After you finish the practice test, calculate your score to see how much you need to improve before the AP test.This can be a little tough for US History because the scoring for free-response questions is less clear-cut. However, you should be able to pin down a solid estimate of how many points you would earn on each free-response questionby referring to the grading rubrics. You can use this online calculator to find your AP score after you tally up all the raw points you've earned. Remember, points are NOT subtracted for incorrect multiple-choice answers! Once you figure out where you currently fall in the AP score range, you can work on creating a study plan based on how much you hope to improve.Set realistic goals for yourself considering how much time you have before the test and how many hours of studying you can fit into your schedule. I think everyone who takes an AP class is capable of getting a 5 with enough studying, but if you're in the 2 range, and you only have a couple of weeks before the test, a reasonable goal could be to earn a passing score (3+). If you have a couple of months, you might aim higher. If you start off in the 4 range, you should be able to boost your score up to a 5 within a month or less. Of course, that all depends on how many hours of studying you can afford to put into this one test. Ideally, each time you go through the steps of this study process, your score will improve by anywhere from a half to a whole AP point. If you’re already on the lower end of the 5 range, you may only need to go through the rest of this study process once to get yourself totally up to speed. If, on the other hand, you’re in the 3 range and aiming for a 5, you should plan to repeat these steps multiple times to reach your goals. Step 3: Analyze Your Mistakes (1 Hour) What information did you forget? Which eras/aspects of US History confused you the most on the test?Figure out which topics were most challenging for you by cataloging your mistakes and making a list of all the areas where you struggled. Once you have this list of problem areas, you can execute a more focused, efficient review of the concepts that need the most work. Don’t ignore the free-response section during this process. If you had trouble formulating a coherent argument related to a particular theme, you should use some of your prep time to work on gaining a deeper understanding of that concept. Step 4: Fix Gaps in Content Knowledge (2 Hours) When you finish analyzing your mistakes, you can go into your notes or review book and revisit any content that was an issue for you on the practice test.It’s important to solidify your background knowledge before practicing analysis skills so that you have a strong basis for your arguments and opinions. This stage is also where a review book might come in handy. All the content is organized much more clearly than it might be in your worn-out notebook. Check out this list of the best review books for AP US Historyif you're looking for more advice on which one to get. Step 5: Practice Relevant Questions (2 Hours) After gaining the necessary background knowledge, you can start answering some questions to prepare for your next full practice test. This step should alert you to any skill areas that you still need to practice or content that you didn’t fully memorize in your first content review. Try to find questions that require some analysis in addition to factual recall so you can test both your background knowledge and your mastery of higher-level thought processes. In my AP US History study guide, I include a list of online resources that you can use for practice questions.These will be helpful for this stage of the process because you’re addressing specific time periods or themes that gave you trouble on the first test.Most online resources have mini quizzes that pertain to different units in the course, so you can pick and choose which types of questions to practice.This is also when you can practice writing the essay outlines I mentioned in the tips section. Step 6: Take and Score a Second Practice Test (3.5 Hours) Finally, once you’re satisfied that you have a better understanding of everything you missed on the first test, take another practice test to see how far you’ve come. If you see significant improvement, you might be able to stop here. Of course, that depends on what your goals were and what your score was like on the first practice test.You can always repeat these steps to improve even more! If your scores haven’t improved, look back at how you conducted the processand make sure that you weren’t "studying" by skimming over information without really understanding or absorbing it.You should also only study in an environment where you can focus without interruptions or distractions. Sometimes this means abandoning group study sessions for independent work! Declare your independence, and illuminate....the past! Conclusion Although AP US History is a notoriously challenging class, reviewing the material before the big test doesn't have to be traumatic. Most questions will ask you to analyze documents and record your insights. It's less about knowing every single little thing that's happened in this country's history and more about understanding the seven themes of the course and how they're intertwined with the progression of events. These are the tips you should keep in mind as you study: Tip #1: Connect Facts to Major Themes Tip #2: Practice Analyzing Historical Documents Tip #3: Write Essay Outlines Your study plan should (roughly) follow these steps: Step 1: Take a Full Timed Practice Test Step 2: Score the Practice Test and Set a Goal Step 3: Analyze Your Mistakes Step 4: Fix Gaps in Content Knowledge Step 5: Practice Relevant Questions Step 6: Take and Score a Second Practice Test You can repeat the steps as many times as necessary to achieve your score goal. Use practice tests to keep checking in with yourself as you review to ensure thatyou're making steady improvements! What’s Next? Are you considering taking the SAT Subject Test for US History? Find out more about what's on that test and how it differs from the AP exam. Still trying to plan out the rest of your schedule? This article will help you decide which AP classes to take based on your goals. What will you get out of a high AP score? Take a look at this guide to learn how AP credit works in college. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

The founder of the Turkish Republic is often described as a dictator Essay

The founder of the Turkish Republic is often described as a dictator but was actually more like a latter-day king. (Andrew Ma - Essay Example A modern-day leader strives for greatness. Ataturk was the type of leader who needed to say something, stand by it and achieve it. A modern day leader does not also accept the status quo that he/she found when they took the leadership seat of their country; however, they assume a forward momentum of driving their country forward. This was the kind of leader that Ataturk was. Modern-day kings also argue coherently and cohesively. In addition, it is the aim of this paper to praise Ataturk and not to defame him by referring to him as a dictator as other previous authors have done (Dogan 2003, p. 45; Huntington 2006, p. 34; Alayarian 2008, p. 56; Blythe 2000, p. 1). The paper will first offer a short account/version of his life and achievements, followed by my key purpose of studying the political legacy of Ataturk, as well as why I consider that he is a particularly interesting and rare case of a constructive or kind dictator. His Achievements (Life and Military) Kemal Ataturk was born, in 1881, to a middle-class or average family in Salonica (Thessolaniki, Greece), in the world famous Ottoman Empire. His first name was Mustafa, but it is not known who gave him a second name, Kemal. People argue that it is his teacher due to his excellence, or he/she wanted to differentiate him from Mustafa (Mango 1999, p. 185). Others argue that the name was given to him by Ataturk himself following the release of a famous poem. All through his life, Ataturk gained the more honourific names of Pasha, Bey, Ghazi, as well as three years prior to his death, Ataturk, which stands for â€Å"Father of the Turks.† Critics argue that people can attribute both the young Ataturk’s future military occupation and his modernising changes to the reality that his father had devoted him, at a young age, to the military and also sent him to a contemporarily secular school instead of an Islamic madrassa (Mango 1999, p. 186). Also, Ataturk was enrolled in numerous military schools fro m 1893-1905, and went to be one of the Kingdom’s best young military officers, at the status of Major (Kasaba 2008, p. 45). At times, secretly, Ataturk also took part in revolutionary groups, which wanted to reform the Kingdom. Ataturk effectively defended an Ottoman fortification in Libya all through the 1911-12 Italo-Turkish warfare, which was one of the very few triumphs for the Turks against the advanced Italian forces. In 1912-13, Ataturk acquitted himself commendably once more in a losing battle in the Balkan warfare, where he was appointed to the Gallipoli peninsula, which also would motivate him for his next and more prominent role (Zurcher 1998, p. 33). During the First World War, wherein Ataturk individually opposed neutrality, he was the principal Turkish commander in the Gallipoli war (Mango, 1999, 186). This incompetent and disastrous gamble by Winston Churchill led to a total of over 250,000 deaths on both sides – Ottoman and Australian, British and New Z ealand, respectively. Ataturk fruitfully revolted waves of Allied armies and caused a big defeat on the Allied armies. He also won a crucial victory for the Turkish citizens (Ahma 2003, p. 53). He used the rest of the war to gather tactical triumphs in other regions of the Empire against British and Russian forces, in what were eventually a fated Central Powers and Ottoman war efforts that he had foreseen following a mid-war trip to

Days of Heaven by Terrence Malick Research Paper

Days of Heaven by Terrence Malick - Research Paper Example Bill, Abby and Linda works at the same farm. The farmer who was the owner of the farm was a wealthy guy. The farmer somehow falls in love with Abby. At the same time it comes to the knowledge of the farmer that he is dying off some unidentified disease. When Bill gets to know about it, he designs a plan and try to convince Abby to marry the farmer. Bill wanted Abby to marry the dying farmer so that when he is dead they both can have his inherited money (French). Bill convinces Abby and after they both get married, Bill stays at the farm being Abby’s brother. The farmer’s foreman suspected the scheme. At the same time, the farmer is also able to resist the disease and stayed healthy. This ruins Bill’s plan. The farmer also gets to know about Bill’s and Abby relationship. On the other hand, Abby starts loving her new husband. The farmer tries to kill Bill but instead Bill kills him and escapes with Abby and Linda. Police eventually finds Bill and kills him. The music in the film is thoughtful and is filled with regret and loss. The musical mode in the film is like that of ‘The Godfather’, but is not very strong and remembered. This shows that Malick wanted to reflect a sad psychological connection of the characters with music. This has helped in determining the mental conditions of the character throughout the film (Schager). ‘Good days of heaven’ was not very well received by critics. The film, however, won an Academy Award for best cinematography. Regardless of the unfavorable critics, it is one of the most acclaimed films.

Economic Growth - Solow Growth Model and Beyond Essay

Economic Growth - Solow Growth Model and Beyond - Essay Example At the core of this model, it is a neoclassical aggregate production function that in most cases is similar to Cobb – Douglas model and this makes it possible for this model to be in contact with microeconomics. This model was established by Robert Solow and Trevor Swan in the year 1956 (Dimand and Spencer, 2008). Dimand and Spencer (2008) say that the version of Solow’s Growth model where savings are chosen optimally by utility maximization of the households is known as the Neoclassical Growth Model. The neoclassical model was an extension of Harrod – Domar model that was developed in 1946. It superseded Harrod – Domar model due to the characteristic mathematical attractiveness. In that sense, the model was a convenient start point for various extensions (Hendrik and Lewer, 2015). David Cass developed a solution for the growth model in 1965 with technological change and the growth in population (Jones, 1997). Jones (1997) observed that Solow and Swan did an extension of Harrod - Domar model, first, by the addition of labor as a factor of production. Secondly, they ensured that the capital – labor ratios were not in a fixed position like in Harrod–Domar model’s case. In a study carried out by Jones he recognized the modification that provided for a continual increase in capital intensity which could be distinguished from progress in technology (Jones, 1997). In this sense, they independently simplified the growth model. Solow’s model fitted the economic growth data that was available with some level of success. In the present day, his model is used by economists in the estimation of the separate effects on the economic growth of capital, labor as well as the technological change. The previous models that include the closed economy a nd small open economy models give a static observation of the economy at a given point in time. The Solow growth model allows us a dynamic view of how savings affects the economy over time. The

The Impact Of Maybank Online Banking Information Technology Essay

The Impact Of Maybank Online Banking Information Technology Essay Computing and IT in the workplace is one of the vital modules that must be deeply studied due to its widely importance which effect on organizations development and behaviour. In this report we will provides an explanation about Online Banking system in Maybank. And we will review what the functionality, advantages and disadvantages, and the impact of Maybank Online Banking system. In addition, we will discuss the similarities and differences of Maybank Online Banking system with Internet and The World Wide Web, Security Issues, and Real-Time-Systems with a recommendations and solutions for future enhancement. Introduction As mentioned on (maybank2u.com.my, 2010) Malayan Banking Berhad or Maybank was incorporated in Malaysia on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, Maybank was listed on the then Kuala Lumpur Stock Exchange (today Bursa Malaysia). Maybank is today among the top companies by market capitalisation on Bursa Malaysia. Maybank is Malaysias largest financial services group with total assets exceeding RM330 billion. The Group has an extensive global network of 1,750 offices in 14 countries namely Malaysia, Singapore, Indonesia, Philippines, Brunei Darussalam, Vietnam, Cambodia, China, United Kingdom, U.S.A., Bahrain, Papua New Guinea, Pakistan and Uzbekistan.   The Group offers a comprehensive range of financial services and products ranging from commercial banking, investment banking, Islamic banking, cards issuance, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking. Today, the Maybank Group has over 39,000 employees who serve over 16 million customers worldwide, with 9.5 million customers in Malaysia alone. Maybank has been consistently ranked among Malaysias most valuable brands. It is also ranked first among Malaysian banks by Brand Finance in its Global 500 survey and 118th among the top 1,000 banks in the world by The Banker Magazine. A Legacy of Growth and Leadership Maybank is the largest bancasssurance player in the region and its internet banking enjoys over 50% of market share in Malaysia. Its Islamic banking arm, Maybank Islamic Berhad, is No 1 in the Asia Pacific region today and among the worlds top 15 Islamic banks. The Groups Insurance Business under the Etiqa brand is among the top in the industry offering Life and General conventional insurance as well as Family and General Takaful plans. Investment Banking Group, spearheaded by Maybank Investment Bank, one of the leading investment banks in Malaysia, offers a comprehensive range of investment solutions, from corporate finance to debt capital markets, equity markets to research and strategic advisory. Maybank has received numerous awards as testimony to its leadership and innovation in product offerings and services. The Groups foundation of strength, consistent record of profitability and strong balance sheet is testament to its resilience in all economic cycles. Corporate Responsibility The Group has over the years placed a priority on being a responsible corporate citizen through various activities, initiatives and programmes, with the primary objective of making a difference in the community, environment and human capital development. As a responsible organisation, we embrace industry best practices in corporate governance by promoting a culture of excellence, transparency, integrity and accountability in our daily operations. Celebrating 50 years in 2010 This year, Maybank celebrates its 50th anniversary. Functionality of maybank Online Banking MayBank online system allows people to perform Banking activities. It provides a fast and convenient way of performing common banking transactions on the Internet. If you have a computer with Internet access, a web browser, youll be able to do your banking from the comforts of home, office or virtually anywhere else in the world. Maybank ATM/credit card holder has to apply before he can get to Maybank internet banking system online for the first time only. Here, more details on how to apply as mentioned on (maybank2u.com.my, 2010): Go to the nearest Maybank ATM. Enter you Maybank ATM/credit card. From the main menu, Choose Maybank2u Services. Choose Maybank2u Application. Enter your own 6-digit Maybank2u.com PIN. Repeat the same PIN again to confirm. Then, Maybank ATM/credit card holder has to complete registration by: Go to www.maybank2u.com. Click on Login. Click on Login for new users. Read the Terms and Conditions, then click on the Accept button. Enter the ATM/credit card number that you used to apply for your Maybank2u.com in the Access Number field. Enter the 6-digit Maybank2u.com PIN that you have selected and click on Activate. Enter your preferred username and password for all future access. Now, Applying and registration has been completed. And the Maybank ATM/credit card holder can access his account easily by: Go to www.maybank2u.com. Click on login. Enter your username and password that you select before. By accessing Maybank online system user can banking online and performs his/her banking activities remotely. The system provides a lot of functions which make the banking Processes easier for the users. Here more details on what user can do through the system. Accounts Banking: Allow users to view and manage their accounts, make payments, and transfer funds. Bill Payment: allow users to pay their bills from almost 600 payee corporations available, pay their Maybankard credit card bill, pay their income tax to LHDN, make DMP Payment, and pay their American Express charge card bills. Transfers: allow users to transfer funds between their own accounts, to another persons Maybank account, to a local account or to an account overseas. Fixed Deposits: allow users to view their existing fixed deposit account details, make an online placement or upliftment. Rewards Points: allow users to check their TreatsPoints or their American Express rewards. Investment: Allow users to trade using Online Stocks, make an EPF payment or manage their EPF accounts, apply for eShare or manage their CDS accounts, choose a fund allocation, view a Maybank Investment portfolio report, register their ASNB Account and make Additional Purchases, view their FCA account details, and view their GSPA account details. Insurance: Allow users to purchase and renew their insurance policy or purchase. Loans: Allow users to view and manage their personal, home, and car loans. Mobile Banking: Allow users to sign up for Mobile Financial Services (mobile banking account), register their number and change their Service Provider. Personal Details: Allow users to change their login password, update customer contact information, view their personal details and update their profile. Buy Online: Allow users to top up their mobile prepaid, buy prepaid mobile and MYeCASH PIN, reload or buy their IDD/STD card and internet prepaid. Maybank @ SG: Allow users to access their Maybank Singapore account. Bills Statements: Allow users to view their bank trading statement, bills and credit card statements, loans statement, and their debit and credit banking advices and notices. Advantages of MayBank Online Banking Pay a bill: Electronic bill payment service allows a depositor to send money from his or her online account to a creditor or merchant, for example to a public utility or a department store. There is no need to stand in a long line on a weekend morning to handle your transactions.   Transfer funds: With online banking, you can make money transfer between your own accounts, or send money to a third party account. All you need is recipient/payee information and enough funds in your account. Quite often, the operations are performed in real time   View automatically updated spending report: All your purchases are sorted into familiar categories automatically to save, no expenses to enter. It is easy to see where your money goes. Track your payment history: Online banking gives you an opportunity to search your payments by transaction type, date, description or amount. When did you last pay Company X? When did you buy your computer? To whom did you make your most recent payment? Your bank knows the answers.   Schedule payments in advance: Most banks offer customers the ability to schedule a payment on a specified date. Once the amount is entered and the payee is checked off, the funds are automatically deducted from your online bank account.   Take advantage of online brokerage: Internet banking lets you invest online. You can place and confirm trades 24 hours a day, seven days a week. Most banks provide a wide range of money market instruments from various issuers. Change contact details:   You can log in to your online account and change contact information (e-mail address, telephone number, password, etc.). It is more secure than to send this information by e-mail. Get alerts: This service allows you to receive timely e-mail messages from your bank about any critical changes related to your Internet accounts. For example, you can get alerts when you make a withdrawal or change your contact information. Disadvantages of MayBank Online Banking Security: Yes, online banking is generally secure, but it certainly isnt always secure. Identity theft is running rampant, and banks are by no means immune. And once your information is compromised, it can take months or even years to correct the damage, not to mention possibly costing you thousands of dollars, as well. Some online banks are more stable than others. Not all online setups are an extension of a brick-and-mortar bank. Some operate completely in cyberspace, without the benefit of an branch that you can actually visit if need be. With no way to physically check out the operation, you must be sure to thoroughly do your homework about the banks background before giving them any of your money Learning curve: Customer service can be below the quality that youre used to. Some people simply take comfort in being able to talk to another human being face-to-face if they experience a problem. Although most major banks employ a dedicated customer service department specifically for online users, going through the dreaded telephone menu can still be quite irritating to many. Again, some are considerably better (or worse) than others. Slow processing: From the moment you entered a financial transaction with your bank via the computer.   Usually the bank will require you to submit certain documents like an identification card, signature and the like.   Not only will the bank online require you to submit documents but also to provide special power of attorney in cases where you want to do transactions together with your spouse.   A concrete example is when you want to manage all your wealth and resources together as a couple and you wish to view it online.   Certain technical procedures regarding online banking may be taxing too and complicated. As a result, not all online transactions are immediate. Online banking is subject to the same business-day parameters as traditional banking. Therefore, printing out and keeping receipts is still very important, even when banking online. The Impact of MayBank Online Banking: The Online Banking services in Maybank have profound changes during the last decade. The most obvious change has been the large number of bank mergers, which have increased both the average size of banks and the area over which they operate. Other changes may also prove dramatic but are at this point just getting under way the growth of Internet banking and the combination of banking with other financial services, such as insurance and securities underwriting. The implications of these changes for the profitability and safety of banks have been widely discussed, but what do they mean for local economies? Some analysts argue that the changes will benefit most communities by increasing the publics access to financial services and making it easier for banks to continue lending during regional economic downturns. Others argue that the changes will end up hurting many communities, especially smaller ones, because the large organizations created by mergers will be uninterested in serving small customers and will siphon off funds from smaller markets to lend in big cities. To shed light on the debate, this article focuses on the two groups that are most likely to be affected by the transformation of banking. Consumers and small businesses. Before the recent changes, surveys consistently found that these two groups relied heavily on local banks for their credit and payments needs. It stands to reason, therefore, that they would also be the groups most affected by any changes in local banking practices resulting from consolidation, Internet banking, or financial integration. A further reason for focusing on small businesses is that these enterprises play an especially important role in the economic performance of smaller communities the communities where there has been the greatest concern about the possible adverse effects of the transformation in banking. The article concludes that the recent changes in banking are likely to benefit consumers and small businesses in most communities, as long as they remain free to choose between small and large banks for their banking services. The first section of the article reviews the three major Changes in the banking system consolidation, Internet banking, and financial integration. The next two sections argue that these changes are likely to benefit both consumers and small businesses, provided small banks are available to fill any gaps in service or credit to smaller customers. The last section concludes that small banks face a major but not insurmountable obstacle in continuing to fill this role-the increased difficulty of obtaining funds. THE IMPACT OF THE ONLINE BANKING ON CONSUMERS: Consumers have traditionally relied on nearby banks and branches for many of their banking services. The transformation of online banking in Maybank now under way will hurt consumers by raising the price or reducing the quality of these services. Or the changes benefit consumers by expanding the array of services will offered by banks and allowing consumers to go outside the local market for banking services. It was once thought that the main benefit to consumers of online banking would be lower fees for banking services or higher rates on deposits. According to this view, the cost to banks of online transactions would be much lower than the cost of traditional transactions through a normal branch. As a result, consumers would be charged lower fees or Paid higher deposit rates if they banked online instead of going to a branch office. Proponents of this view pointed to the example of online brokers, who charge investors much less for trading stocks than either discount brokers or traditional full-commission brokers (Marks). THE IMPACT OF ONLINE BANKING ON SMALL BUSSINESS: Like consumers, small businesses have traditionally obtained most of their banking services from nearby banks and branches. Will the transformation of banking hurt small businesses by shifting ownership of these banking offices to large, distant organizations uninterested in dealing with small customers? Or will it help small businesses by making banking and other financial services cheaper and more convenient. As noted earlier, mergers have significantly increased the share of banking resources controlled by large, widely dispersed organizations. Some observers worry that this change in the banking system will end up reducing the total supply of credit to small businesses. These observers acknowledge that some of the businesses that are denied credit as a result of bank mergers may be bad risks that should not have received loans in the first place. They argue, however, that mergers will also reduce the supply of credit to many good risks, hurting the local economy. As in the case of consumers, the main benefit of online banking in Maybank to small businesses is likely to be greater convenience. For several years, large businesses have enjoyed electronic access to their banks through private computer networks. Internet banking in Maybank is now extending that access to smaller businesses. Some bank web sites allow small business customers to view their balances in real time, transfer money between accounts, and originate wire transfers. A smaller number of bank web sites also offer cash management services and payroll services. Industry observers predict that more banks will offer such services over time because small businesses are among their most profitable customers. Large banks have shown particular interest in this area, apparently viewing online banking as a way to lure small business customers away from smaller banks Internet and World Wide Web Maybank File Transfer and the Internet: The internet is a worldwide collection of networks that connects millions of computers and it plays the main role in Maybank transaction system especially online banking, because all the transaction is done by Internet and without the internet there is no online banking. Maybank has become very popular in a world of electronic debits and transfers and other banking activity that, until recently, you would have to have made a trip to the bank to do. All aspects of modern society has benefited from online banking because of the convenience that the internet offers. Internet banks have to make themselves attractive to potential customers. They do this by offering high-yield checking accounts. Internet banks have the comfort of doing so because they do not have the same overhead cost as normal banks. Internet banks are much cheaper to operate than traditional banks, so Internet banks can pass the savings on to their customers. Once they have secured your business, Internet banks offer yo u other services. You will be able to complete your checking, savings, credit cards, mortgages, investments, bill payments and much more from the comfort of your own living room. Maybank has developed a product package designed to provide simple and secure file exchange between the bank and its customers through any of three (3) delivery channels: Web, Desktop Connection or Secure FTP. But in todays networked world of the internet, the browser and e-mail are the ubiquitous software tools used for information exchange. These tools do not adequately support secure file transfer of anything but small files while the ability to track and audit file movement is limited. With M-Secure File Transfer OBS, banks can transmit and receive data automatically without scripts or manual intervention using the web, OBS Desktop Connection Client or Secure FTP. Online Messenger will regularly check for files to be delivered to clients or sent to the bank from designated folders on the customers PC. Customers only have to place a file in the designated send folder and the file will be automatically transmitted to the bank. No complicated FTP processes, no modems, no scripts. Da ta Delivery is secure, using a strong encryption algorithm blowfish with a 448-bit key. Each user has a unique User ID and Password that must be changed every 30 days. E-Commerce E-commerce is business transaction that occurs over the internet and online banking system in Maybank makes it easier, for instance, all these business and transactions can be done and paid at home if you use Maybank online banking. Without the online banking, e-commerce would be difficult and we will have to do these businesses by ourselves because once you want to buy something from the internet youll have to transfer the money and that means going to the bank and do all the transactions and that costs us time, effort and money. Communications: One type of internet banking that Maybank has is Communicative and this type of Internet banking system allows some interaction between the banks systems and the customer. The interaction may be limited to electronic mail, account inquiry, loan applications, or static file updates (name and address changes). Because these servers may have a path to the banks internal networks, the risk is higher with this configuration than with informational systems. Recommendations: Here are some recommendations for Maybank in order to achieve a better online banking: Probably the first thing to think about with online banking would be the convenience. I suggest for Maybank to give us the access to the online banking anytime of the day by improving their online system, because sometimes I have to transfer money for emergency but when I try to access my online banking I found it suspended and thats causes a lot of troubles. Compare the online banking services in Maybank with other banks in order to offer the best services to the customers. Train all the employees on questions customers will ask about online banking in order to make them get a clear idea about it, because some people till now are still afraid of online banking and dont use it. I also suggest for Maybank to make advertisements about this point. As a conclusion, online banking is a part of Internet and all the transactions system occurs by the internet. Like the internet, online banking has his own services and those services such as transfer money which cant be done without the internet and thats one the common things between them. I suggest for Maybank to improve the convenience system and train all the employees to make people get a clear idea about online banking. Security Issues Similarities/ Secure Websites: A secure website is a website using encryption and authentication standards to protect the confidentiality of web transactions. Digital certificates: Digital certificate is a form of electronic credentials for the Internet. Digital certificate is issued by a trusted third party to establish the identity of the ID holder. The third party who issues certificates is known as a Certification Authority (CA). Secure Sockets Layer (SSL) protocol from Verisign Certificate Authority. SSL is a secure way of transferring information between two computers on the Internet using encryption. Strong end to end encryption is also adopted within the banks computer networks and resources. To ensure data confidentiality and integrity, all information transmitted over the Internet is encrypted using the 128-bit (maybank2u.com.my, 2010). Maybank2u.com is WebTrust certified. This certifies our compliance with leading international security standards and Best Practices, as well as our commitment to maintaining a secure environment. WebTrust is an independent corporation that monitors and tests our facilities to assure that we maintain the highest and most current standards in Internet information security and exchange (maybank2u.com.my, 2010). As mentioned on (info.ssl.com, 2006) There are two ways to make sure that Maybank2u.com.my is a secure website: 1) Check the web page URL Normally, when browsing the web, the URLs (web page addresses) begin with the letters http.   However, over a secure connection the address displayed should begin with https note the s at the end. 2) Check for the Lock icon There is a de facto standard among web browsers to display a lock icon somewhere in the window of the browser (NOT in the web page display area!)   For example, Microsoft Internet Explorer displays the lock icon in the lower-right of the browser window: As another example, Mozillas FireFox Web Browser displays the lock icon in the lower-left corner. -Backup: Making copies of data so that these additional copies may be used to restore the original after a data loss event. Backup procedure A backup procedure represents the way you back up your files.   Any backup procedure starts with a concept of a data repository. The backup data needs to be stored and organized. Therefore, its important to establish your backup procedure before choosing the backup solution that is right for you. Different backup procedure has different advantages. Maybank has its own backup procedure performing as follow: Day of Week Weekly Full Backup with Daily Differential Backup Weekly Full Backup with Daily Incremental Backup Sunday A full backup is performed. A full backup is performed. Monday A differential backup contains all changes since Sunday. An incremental backup contains changes since Sunday. Tuesday A differential backup contains all changes since Sunday. An incremental backup contains changes since Monday. Wednesday A differential backup contains all changes since Sunday. An incremental backup contains changes since Tuesday. Thursday A differential backup contains all changes since Sunday. An incremental backup contains changes since Wednesday. Friday A differential backup contains all changes since Sunday. An incremental backup contains changes since Thursday. Saturday A differential backup contains all changes since Sunday. An incremental backup contains changes since Friday. Differences/ -Sensitive username and Password to access bank account online To prevent unauthorised access to our online financial services, every customer is required to select a username and an alphanumeric password, which provides access to their financial information. The username must be between 6 to 16 characters and the alphanumeric password between 8 to 12 characters. The password must include both alphabets and numbers but you may also use special characters (e.g. * $) except spaces (maybank2u.com.my, 2010). -Phishing: Phishing is a high-tech scam that uses spam or pop-up messages to attempt to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, and / other sensitive information.Phishing is the term coined by hackers who imitate legitimate companies in e-mails to entice people to share passwords or credit card numbers. Report on phishing: Maybank made a hotline which you can contact and report about phishing and avoid being a victim of it. To protect yourself from being a victim of email or SMS Phisihng! If you receive suspicious messages, contact immediately at 03-5891 4744. Real-Time-Systems My bank technology system is functional now, but as a feasibility demonstration, not a supported product. Its ability to transfer funds between its internal micro acounts and external accounts via the Automated Clearing House is turned off. The name, my bank, is a place holder for an eventual company name. Many online banking customers reuse their banking login credentials to access other websites, putting themselves at risk of account hijacking and online banking fraud, according to a study by Trusteer Inc. MY BANK-based online security vendor found that 73% of bank customers use their Internet banking password to access non-financial and less secure websites. Forty-seven percent use both their online banking user ID and password on other websites. The practice puts online banking customers at risk because criminals are using a variety of methods including database hacks, brute forcing and phishing to harvest login credentials from non-financial websites, such as social networking sites and Web-based email services, according to Trusteer. Thieves can then test the credentials on financial-services sites to hijack accounts and commit online banking fraud. Money Trouble in MY BANK A series of upsets could spell trouble for my banks virtual economy Theres a long line of avatars waiting to use the automatic-teller machines for Ginko Financial, a virtual bank in the online game Second Life. For more than a week, account holders have been demanding their money back in what some folks are calling a bank run. Set off by high interest rates and a recent ban on in-game gambling, the bank run could ultimately have a major effect on the games economy. The theft of approximately $12,000 from the My bank World Stock Exchange doesnt help matters either. My bank, is an online world where players can buy and sell all kinds of goods and services. The games economy is based on fictional currency, called Linden dollars. But those dollars do have real-world value: players can buy or sell Linden dollars at a rate of about L$270 to $1 on the Lindex market. My banks website even boasts that thousands of residents are making part or all of their real life income from their My bank businesses. Now the entire My bank economywhich could affect more than 8.5 million playersis in trouble. Although financial institutions in My bank are careful to define themselves as games, some My bank banks offer more than 100 percent annual interesta tempting rate when combined with the possibility of turning Lindens into U.S. dollars via the Lindex. Right along with the promise of turning virtual currency into real-life riches are problems with how some Second Life financial institutions are run, says Robert Bloomfield, an economist at Cornell University who makes a serious hobby of studying My banks economy. The average person who goes to a [real-world] bank isnt aware that theres a large regulatory body keeping track of the reserves the bank has, he says. But banks in Second Life, which Bloomfield compares with the Wild West, are mysterious and unregulated. Ginko Financials CEO, Andre Sanchez, of Sao Paolo, Brazil, has refused to release records of Ginkos investments or financial history, and he has not revealed a clear plan for returning peoples money NOW THER IS 3 Reasons Not to Use Online Bank Accounts * Customer Service with Online Bank Accounts One reason to avoid online banks is that you may run into bad customer service. With a brick-and-mortar bank, youll likely have some familiarity with the staff. At a small credit union, the staff might know you well. Why does this matter? Its easier to get good service if you know the staff and they know you. You can pick and choose who you deal with. However, if your online bank account offers any phone service, you have to take your chances with the 1-800 Lottery. You might get somebody helpful and knowledgeable, or you might not. * Online Bank Accounts and Speed of Clearing The internet is supposed to make things faster. However, you might have to wait a long time for checks to clear. You certainly cant ask for a cashiers check if youre in the middle of a crisis and you need settled money yesterday. Likewise, deposits to your online

The Motionless Arrow: Aristotles Thoughts On Zenos Arror Argument :: essays research papers

The Motionless Arrow: Aristotle's Thoughts on Zeno's Arror Argument Aristotle's thoughts on Zeno's Arrow Argument as represented in Chapter 9 of Aristotle's Physics: A Guided Study can be understood in such a way that it might not be "next door to madness". In this chapter, Aristotle interprets Zeno's argument of the Flying Arrow as "missing the mark". There are four premises for this argument, and in Aristotle's opinion, premise three can be rejected. He does not believe that time is composed of indivisible nows, which he proves with laws of science. However, by evaluating the falsity of premise three, you will find that premises one and two are also false. Almost all opinions can be argued, however, and by evaluating the philosophy of both men, many points can be reached about the validity and soundness of the argument. Though, by finding the premises false, the argument is not sound, and therefore, Zeno's argument leaves much to be said. Deciphering from what we know of the argument by what Aristotle tells us in Chapter 9, the premises are sketched out: 1. Everything is at rest when at a place equal to it; 2. The Flying arrow is at rest when at a place equal to it; 3. Time is composed of indivisible nows (instants). 4. Everything that changes place is doing so in the now. 5. Conclusion: The flying arrow doesn't move. According to Zeno, time is composed of many indivisible nows, or instants. Aristotle disagrees, stating in line 210 that no magnitude, including time, is composed of indivisible nows. Exactly how long is an instant? Is time finite? As you start dividing time, the smaller you get, the less movement occurs. But even when you do divide it smaller and smaller, is there not at least some small amount of movement occurring? When will time get so small that movement does not occur? This is Aristotle's reasoning: that time will never get to a "smallest" point, as length will never have a "smallest" division. Therefore, he is rejecting the third premise, stating that time is not composed of indivisible segments. Zeno, however, feels that time can be divided into a "smallest" part. After all, in physics, you can determine an object's instantaneous velocity or acceleration at a specific point in its journey, at a specific time. Wouldn't this make time indivisible? Velocity and acceleration are given to mean motion, which means the object is moving at this specific point in time. Therefore, according to Aristotle, this paradox would not be so if it were not taken that time were composed of nows. By rejecting this premise, and reevaluating the argument, you will read

English Poetry and of Mice and Men Exam Practice Essay

what to look for in poetry †¢tone †¢pace †¢mood/atmoshere †¢themes/ideas †¢imagery †¢techniques, why woman work and overheard in country Sligo differences- ââ€" ªwoman work-very busy mood and atmosphere-because of the rhyme! reflects everything she has to do ââ€" ªOverhead-calmer, more relaxed, slow pace!-reflects here quite country irish life. the women themselves are different, one busy one maybe too similarity- †¢neither women feel like they have a lot to call their own †¢woman work talks about she can only call nature her own-â€Å"star shine, moon glow/your all that i can call my own† †¢overheard-says how she wanted her name in a book or on Angelou-implies stage, didn’t get what she wanted â€Å"i ought to feel happy†-implies she should but doesn’t †¢both spend their time doing house work The poem, Woman Work by Maya Angelou shows how busy life can be for a black woman in southern american, and the general mood is very busy, with the use of rhyming giving it a quick pace, reflecting on her life. It also highlights how she doesn’t feel like she has a lot to a call her own in life, implying everything she does is not for self. The poem, Overhear in County Sligo shows the life a married woman in rural Ireland and the poem has a much calmer mood and slower pace reflecting the quiet she lives. It talks about dreams that the woman once had, and how maybe she’s not as happy with her lot in life. ‘I find my face in the glass/I ought to feel I’m a happy woman’ this stands out to me in this poem as I think it provokes very strong emotions and empathy towards the woman, by showing how unhappy and unfulfilled she feels. One of the main differences between these two poems is the pace and mood. Woman Work has a much a quicker pass and busier mood whereas Overheard in County Sligo is much slower and more relaxed. In Woman Work Angelou uses short lines and a rhyme, to give the poem a quick pass. Reflecting on how busy life may be for the woman. Angelou writes, ‘I’ve got the children to tend / the clothes to mend’. These lines are quite short, and the pace implies that the woman has to do all the work and has a lot of responsibilities. The use of the word ‘tend’ also makes looking after the children sound like a very tedious thing and almost chore like, implying that she feels she many other and maybe more important things to be doing. In Overheard in Country Sligo the mood is much calmer and the slower pace gives a relaxing mood. Clarke writes, ‘with a field of cows and a yard of hens’ this line, like the majority in the poem is quite longs and has a slow pa ce when reading, this may have been done to reflect the woman’s lifestyle, and the poets use of describing the countryside makes life seem very calm and idyllic, almost as If the woman doesn’t have a lot she has to rush for. One the main similarities in the poems is the impression that neither women have much that they feel they can call their own. In Woman Work, Angelou writes, ‘star shine, moon glow/your all that I can call my own’ this shows that she doesn’t feel that she has much she can call here own, implying that all the work she dos is not for herself, but for others. The uses of the words ‘shine’ and ‘glow’ to describe nature, implies that natures is possibly the one calm and beautiful thing in here life. In Overheard in Country Sligo, Clarke writes, ‘or have my name printed in a book/to see my thoughts on printed page’ this implies that the woman had bigger dreams than of getting married and I think the use of the phrase ‘my name printed’ shows that she wanted to have something that belonged to her and that showed everything she thought or did. I also think the fact that she states ‘I married a man from County Roscomm on’ shows that she may feel little belongs to here or has her name on, and that maybe she feels that she’s living a life for here husband and not for her self. Another similarity in the poems is that both women spend their time doing house work and chores. In Woman Work, Angelou lists off everything the she has to do with her day. Angelou writes, ‘the floor to mop/the food to shop’ this makes her work seem very tedious and mundane and Clarke gives the similar impression about work in Overheard in County Sligo, when she writes’ and polish the lustre and brass,/to order and dust the tumbled rooms’. She makes does not make work sound very interesting or something that she enjoys. However a subtle difference between the two is that Clarke makes the woman’s work seem very monotonous or as if she has to force herself to it, whereas in Woman Work, work seem to be very hectic and rushed. Valentine by carol ann Duffy and †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ by w h Auden plan- †¢valentine- its very personal she’s writing it to her lover, shown by using i and you- personal pronouns †¢funeral blue- it seems more like he’s declaring his feeling, attitude, instead of referring to the dead lover – thus effects the mood. †¢valentine- onion represents love but also link s to the future, time continues †¢funeral- wants time to end, no future †¢love stays with you, nothings the same when it ends Valentine by Carol Ann Duffy is about giving an onion as a gift on valentines day, to represent love, the poet is tired of meaning less clichà © gifts and whats to give something truthful and poetic instead. She talks about every thing that the onion represents and what love entails, and the overall mood is very personal and uplifting, as if she was directly addressing a lover. Funeral blues is about life now that a lover is dead, and how its so difficult to understand how things can go on in life, but the fact that he uses a rhyme lighten the pace and shows that for others life will go on as normal. This poem seems more like the poet making a statement and has a very powerful, but sad mood as you realise how deviating a lose it is to the poet. One of the main differences between the poems is the tone and mood that they sets. Valentine, is very personal, it implies through the use of the personal pronouns, ‘you’ and ‘i’ that its supposed to have a more personal and intimate feel. Duffy shows this when she writes, ‘I give you an onion./its fierce kiss will stay on your lips,/possessive and faithful’, she uses very powerful words such as ‘fierce’ and ‘possessive’ which create a more passionate and powerful mood, giving a reader a string sense of her love for this person. Funeral blues however has a different tone and mood, it seems a lot less intimate ad personal but more like the poet trying to declare their pain to everyone, instead of referring to the lover in a personal way, he uses 3rd person as if he’s telling others, not speaking to the dead lover. Auden shows this when he writes ‘he was my north, my south, my east, my west,’. This lin e is very strong and again reflects the sense of declaration that i think sets the mood throughout the poem, and the use of ‘he’ makes it feels like a statement that everyone should here, which differs to the personal account given by Duffy. Another difference in the poem is the theme. Valentine talks about promise and future, where as in Funeral Blues it seems like the poets can’t believe there is a future and that life can still go on. Duffy shows this theme of future in several different ways, one being when she writes ‘Its platinum loops shrink to a wedding-ring,’ this line implies that she can imagine future with her lover, and the phrase, ‘if you like’ implies that they can make what they want of life, and that again there’s a future. Contrastingly in funeral blues Auden implies that he can no longer see a future know that he’s alone, and nothing is worth while, this is show mainly in the final stanza,’pour away the ocean, and sweep up the wood.’ implying that everything seems pointless in life and he can no longer appreciate the beauty in the world. One similarity between the poems is the idea that love is every powerful and stays with you no matter how it ends. Duffy shows this in Valentine in the final stanza, when she uses the strength of an onions smell as a metaphor for love staying with you, ‘Its scent will cling to your fingers’. The use of the word ‘cling’ in this line is very powerful and helps to show the level in which love stays with you, implying it’s hold over a person is very strong. Auden shows love in a similar light in Funeral Blues, he writes, ‘for nothing now can ever come to any good’ implying that love has changed everything, the way he perceives things and does things, showing like in Valentine the power love has over a person. Look closely at the text, what does it real about george’s character, how does he behave and speak? plan- †¢george, it shows he’s aware of the prejudice towards Lennie-feels the need to lie about why they travel together. †¢gets angry with Lennie, makes his life more difficult, doesn’t always appreciate or is aware of the trouble george goes to. †¢he’s quite quick and sharp, he responds well to question, knows the right things to say The extract reveals quite a lot about Georges character. It shows that George as quite a sharp and intelligent character, who seems to be able to say the right things. Steinbeck shows this when he write, george broke in loudly. ‘oh! I ain’t saying he’s bright. He ain’t. but he’s a god damn good worker’. This implies that george is very quick and sharp, he’s very aware of the right things to say. The fact that Steinbeck also uses quite sharp short sentences here when Georges is speaking helps to show Georges thought proses and you can see him thinking about the thing the boss night want to hear. The extract also reveals that Georges character is very aware of the prejudice towards Lennie, and wants to do what he can protect Lennie as well as ensure them a job. He does this by not allowing Lennie to talk, and explaining why he may not come across as smart because â€Å"he got kicked in the head by a horse when he was kid†. This als o implies that george doesn’t share everyone else’s prejudice towards mental disabilities, or at least not Lennie’s. In the extract Steinbeck also represents george as having a short temper at times, especially regarding Lennie. Steinbeck shows this when he writes â€Å"be a damn good thing if you was,† george said viciously † save everybody a hell of a lot o trouble†. this gives the impression that George finds moving around with Lennie very frustrating, maybe because he knows that Lennie is always aware appreciates everything george does, and he’s knows how much easier things would be if Lennie wasn’t there. the use of the word ‘viciously’ reveals a lot about George’s character and shows that he is capable of being quite vastly and powerful when he losses his temper. How the Steinbeck present slims character in the extract? Plan- †¢made to seem very friendly ad welcoming-his tone was friendly, it invited confidence without demanding it. †¢deep, wise, understanding, smart-his slow speech had overtones of not thought, but of understanding beyond thought — not like other ranch workers †¢impressive, strong. — He was the prince of the ranch, capable of driving, ten, sixteen even twenty mules with a single line. — Just the length of Stienbecks destruction makes him seem more impressive. †¢authoritative-all talk stopped when spoke. his authority was so great his word was taken on any subject. be it police or love in extract Steinbeck presents slim as being very different to your typical ranch worker at the time and shows many aspects of slims character. one being that he seem very strong and impressive, Steinbeck shows this when he writes, ‘he was the price of the ranch, capable of driving, ten, sixteen even twenty mules with a single line’ this show how strong he is but steinboks use of increase figures makes him seem more impressive and as if he’s strength has no end. the length in which steinbok writes about slim also emphasise how impressive a character he is. In the extract Steinbeck also presents slim as being a very deep, understanding and smart character. Steinbeck writes, ‘ his slow speech had overtones not of thought but of understanding beyond though’. This implies that slims is a very deep character, who’s understanding is far beyond that of other ranch workers. slim is also made to seem very authoritative in this extract. one of the ways in which steinbok shows this is when he writes’ ‘his tone was friendly, it invited confidence without demanding it’. this shows slims character as being very friendly, but also as very reasonable and welcoming. the use of the word ‘confidence’ also highlights that slims a character who is able to better others and confident that jet simp;y being around him enables others to be more open and confident. Finally Steinbeck shows slims slim authority. He does this when he writes, ‘all talk stopped when he spoke. His authority was so great his word would be taken on any subject wether it be politics or love’ this quote highlights every aspect of slims character and the way people view him, it reinforces the fact that he is wise and knowledgeable ,as well as showing his power and straight over others. How does Steinbeck create mood and atmosphere in the extract? plan- †¢peaceful and innocent, sets the mood through describing cureless wife †¢quite, time stops Steinbeck creates mood and atmosphere in the extract through describing how quiet it is in barn. He describes how things change, and the way he looks at light gives a very calm and almost magical atmosphere. ‘the sun streaks were high on the wall by now, and light was growing soft’ the makes everything seem very bright and the uses of the word ‘soft’ creates a magical and beautiful atmosphere which helps to reflect upon how Curley’s wife is portrayed know she is dead. Steinbeck also creates mood in the extract with the line ‘and sound and movement stopped for much, much more that a moment,’ the reinforces the magical and peaceful atmosphere in this scene, and the use of the word ‘stop’ makes the reader themselves pause and think about for a moment, creating a very deep and more effective mood. Steinbeck also creates mood in this extract through his description of Cruley’s wife, ‘ and the meanness and the planning and the discontent and ache for attention were all gone from her face.’ this line makes the reader feel a sense of the pain she felt when she was a live, but by referring to her pain Steinbeck also creates a stronger sense of freedom and relief now that see has died. the phrases ‘gone from her face’, also allows the reader to picture the scene and what she might look like creating a more real atmosphere. what to include- †¢context- the time †¢themes †¢tracking †¢what happens †¢quotes †¢conclusion For which character do you have the most sympathy for? Show how Steinbecks presentation of your character creates sympathy. plan- ââ€" ªcurelys wife ââ€" ªprejudice- i can’t tai to know body but curly, jailbait, tart ââ€" ªloneliness-think i don’t like to talk to nobody ever once in a while ââ€" ªunhappy marriage – think I’m gonna stay in that 2 by 4 house and listen to how curley gonna lead with his left ââ€" ªamerican dream-i could have been in the pitchers, failed know she’s with curley ââ€" ªsymplahy in beauty in death, reveals hr pain ââ€" ªthe way she confided in lennie – ‘i don’t like curley he aint a nice fella’ i have the most sympathy for curleys wife in the novel as i think that she has had a lot of disappointment and hardship in her life. one way in which stienbeck creates sympathy for her character is through showing her loneliness and how unhappy she is in her marriage. she does not seem happy or in love with curley, or the new life she has to lead to on the ranch, and her marriage is the main reason she’s so lonely, it has meant she’s isolated on the ranch, ‘think I’m gonna stay in that 2 by 4 house and listen to how cureless gonna lead with his left.’ and the fact that she doesn’t seem to anything common with curley and he’s quite self pbsored means she doesn’t feel happy. and when she confides in lennie by saying ‘i don’t like curley, he aint a nice fella’ it generates sympathy by showing how unhappy she is about her life, and the fact that she says he aint a nice fella almost makes her appear trapped. the wa y she is treated by the other ranch workers also generates sympathy, as it makes her seem very unwanted, as most of the ranch workers judge her harshly, and she’s accused of being a ‘tart’ and ‘jailbait’. the ranch workers attitudes towards her also shows the prejudice women faced at the time, and the fact that she’s is a married women means no one should be talking to her, and she’s expected to stay in the house and conform to society in the 1930’s. one of the main ways in which Steinbeck creates sympathy for her character is through the way she is presented in death. he describes her as young and pretty, and the emphases he puts upon how all the plottig and meanness left her, and she looked so a peace, made all the pain she’d felt in life very real. her american dream also generates sympathy, as it shows the hard ship and disappointment she’s had to face in a life, but the she also deep down thinks she might get t here some day. it shows the sort of life she desired and in a way that might have made her new life on the ranch harder to face. How does John Steinbeck presentation of George throughout the novel affect your feelings towards him? In this essay I will explore the presentation of George throughout the novel. One of the ways in which Steinbeck presents George is as a caring man. This is largely show through his parental attitude towards Lennie. He is shown to care about out Lennie and tries to keep him out of trouble even though he does not actually have any obligation to. This is shown during the first chapter when we see George take a lot of responsibility for Lennie, carrying his things â€Å"think I’d let you carry your own work card† and generally looking after him . This factor affected my feelings towards George, especially as during the time it was not normal for one man to care so much for another, especially ranch workers, as shown when slim finds out they travel together, â€Å"I never seen one guy care so much for another†. However George is shown to lose his temper with Lennie on several occasion, an example being in the first chapter when Lennie asks for ketchup, â€Å"you alw ays want what I ain’t got†, showing how difficult life can be for George traveling with him. This generates some sympathy towards George for me as it again shows how he puts up with Lennie because he loves him, even though he knows how different his life could be if he travelled alone. George’s attitude towards the American affected my feelings towards his character as well, especially as we saw it develop throughout the novel, and there are three main points that show how he feels towards the American dream. The first being when he is telling the story of their farm to Lennie, he interrupts himself and says â€Å"I ain’t got time for no more†, I think this shows that sometimes he gets caught up in this story, showing how much he longs for it but that deep downs knows how near impossible it is to achieve. The second point that I think is key to Georges attitude towards the American dream is when candy offers to give them the money. We see how excited George is when he says â€Å"we’ll do her†, this point affected my feelings towards him as it shows how much he wants the dream and gave me a sense of Georges happiness. I think that the main point regarding George’s attitude towards the dream was after candy had shown George Curley’s wife’s body, it’s during this scene we see how the dream was always really something for him and Lennie, and if he can’t do it worth Lennie it seems he doesn’t want to do it at all. All of these points really impacted my feeling towards as it generates a lot of emotions such as joy and sympathy towards George. How is the relationship between Curley and his wife important to the novel as a whole? plan- †¢shows that during the time relationships weren’t always based on love †¢prejudice- Curley doesn’t let his wife talk to others †¢loneliness-shows that even though your wit someone you can still be lonely- happiness †¢their relationship is not close, this causes cureless wife to stray to talk to others, talk to Lennie Loneliness is at the heart of the novel, to what extent do you agree with this? Show how Steinbeck presents the theme of friendship in of mice and men? plan- †¢presents it as rare- ranch workers, time †¢presents it as brief and fragile †¢presents it through candy and dog †¢lennie and george †¢maybe look at slim being v. understanding and friendly and curly not trusting new people. Steinbeck presents the theme of friendship is several different easy throughout the novel. Steinbeck presents friendship as rare throughout the novel, during the 1930s male friendship between ranch workers was very rare, one point when this is show is when the ranch boss say â€Å"i never seen one guy take so much trouble for another†, implying that friendship between men is a very rare thing, and that workers may prefer to to keep to themselves. the rarity of lennie and georges friendship is also shown through several statements implying that they can not just be friends, for example when george and lennie meet curley as well as the boss they are questioned about the motives of their friendship. as well as presenting friendship as rare, Steinbeck also presents it as fragile, as we see the two major friendships end, candy and when his dog is shoot and lennie and george, when george kills lennie. ‘The characters are powerless’ do you agree i do not agree all the characters are completely powerless, how ever in some ways the majority of them are for- Lennie †¢stronge †¢can’t control him self, relies on others, mental illness. -Curley’s wife †¢prejudice, Curley controls her -slim †¢powerful

How to Improve Your Vocabulary

How to Improve Your Vocabulary There are many ways to improve your vocabulary. When working to do so, its important to know your goals in order to best choose the way in which you want to learn. For instance, reading can be a great way to improve your vocabulary, but it wont be much help on a vocabulary test next week. Here are a number of methods to help you improve and expand your English vocabulary. Synonyms and Antonyms A synonym is a word that has a similar meaning. An antonym is a word that has the opposite meaning. When learning new vocabulary, try to find at least two synonyms and two antonyms for each word. This is especially important when learning adjectives or adverbs.   Use a Thesaurus A thesaurus is a reference book that provides synonyms and antonyms. Used by writers to help find just the right word, a thesaurus can also help English learners expand their vocabulary. You  can use an  online thesaurus  which makes finding a synonym easier than ever. Vocabulary Trees Vocabulary trees help provide context. Once youve mapped out a few vocabulary trees, youll discover yourself thinking in vocabulary groups. When you see a cup your mind will quickly relate such words as knife, fork, plate, dishes, etc.   Create Vocabulary Themes Create a list of vocabulary themes and include a definition and an example sentence for each new item. Learning by theme emphasizes words that are related. This will help you memorize new vocabulary because of the connections between these words and your chosen theme. Use Technology to Help You Watching movies or sitcoms is a great way to help you understand native speakers of English. Use the  options of watching individual scenes to make DVD use into a vocabulary learning exercise. For example, watch one scene from a movie in English only. Next, watch the same scene in your native language. After that, watch the same scene in English with subtitles. Finally, watch the scene in English without subtitles. By watching the scene four times and using your own language to help, youll pick up a lot of idiomatic language. Specific Vocabulary Lists Rather than studying a long list of unrelated vocabulary, use specific vocabulary lists to help you prepare for the type of vocabulary you need for work, school, or hobbies. These business vocabulary word lists are great for industry-specific vocabulary items. Word Formation Charts Word formation refers to the form a word takes. For example, the word satisfaction  has four forms: Noun: satisfaction   The satisfaction of a job well done is worth the effort.Verb: satisfy Taking this course will satisfy your degree requirements.Adjective: satisfying / satisfied   I found the dinner very satisfying.Adverb: satisfyingly His mother smiled satisfyingly as her son won the award. Word formation is one of the keys to success for advanced level ESL learners. Advanced level English exams such as the TOEFL, First Certificate CAE, and Proficiency use word formation as one of the key testing elements. These word formation charts provide the concept noun, personal noun, adjective, and verb forms of key vocabulary listed in alphabetical order. Research  Specific Positions A great place to start learning vocabulary for a specific job is the Occupational Outlook Handbook. At this site, you will find detailed descriptions of specific positions. Use these pages to take note of key vocabulary related to the profession. Next, use this vocabulary and write your own description of your position.   Visual Dictionaries A picture is worth a thousand words. Its also very helpful for learning precise vocabulary. There are a number of excellent English learner visual dictionaries for sale. Here is an online version of a visual dictionary dedicated to jobs. Learn Collocations Collocations refer to words that often or always go together. A good example of a collocation is  do your homework.  Ã‚  Collocations can be learned through the use of corpora.  Corpora  are huge collections of documents that can track the number of times a word is used.  Another alternative is to use a collocation dictionary. This is especially helpful when focusing on business English. Vocabulary Learning Tips Use vocabulary learning methods to focus quickly on the vocabulary YOU need to study.  Dont make random lists of new words. Try to group words in themes. This will help you memorize new words more quickly.Always add context by writing out  a few example sentences using new vocabulary.  Keep a vocabulary notepad at hand whenever you are reading in English.Use a flashcard app on your smartphone to review vocabulary when you have some extra time.  Before you begin your day, choose five words and try to use each word during conversations throughout the day.

The Sindhu (Indus) River

The Sindhu (Indus) River The Sindhu River, also commonly referred to as the Indus River, is a major waterway in South Asia. One of the longest rivers in the world, the Sindhu has a total length of over 2,000 miles and runs south from the Kailash Mountain in Tibet all the way to the Arabian Sea in Karachi, Pakistan. It is the longest river in Pakistan, also passing through northwestern India, in addition to the Tibetan region of China and Pakistan. The Sindhu is a large part of the river system of the  Punjab, which means land of five rivers. Those five rivers- the Jhelum, Chenab,  Ravi,  Beas, and  Sutlej- eventually flow into the Indus. History of the Sindhu River The Indus Valley is located on the fertile floodplains along the river. This region was home to the ancient Indus Valley Civilization, which was one of the oldest known civilizations. Archaeologists have uncovered evidence of religious practices starting in about 5500 BCE, and farming began by around 4000 BCE. Towns and cities grew up in the area by about 2500 BCE, and the civilization was at its peak between 2500 and 2000 BCE, coinciding with the civilizations of the Babylonians and Egyptians.   When at its peak, the Indus Valley Civilization boasted houses with wells and bathrooms,  underground drainage systems,  a fully developed writing system,  impressive architecture, and a well-planned urban center. Two major cities,  Harappa  and  Mohenjo-Daro, have been excavated and explored. Remains including elegant jewelry, weights, and other items. Many items have writing on them, but to date, the writing has not been translated. The Indus Valley Civilization began to decline around 1800 BCE. Trade ceased, and some cities were abandoned. Reasons for this decline are unclear, but some theories include flood or drought. Around 1500 BCE, invasions by the Aryans began to erode what was left of the Indus Valley Civilization. The Aryan people settled in their place, and their language and culture have helped to shape the language and culture of todays India and Pakistan. Hindu religious practices may also have their roots in Aryan beliefs. The Sindhu Rivers Significance Today Today, the Sindhu River serves as a key water supply to  Pakistan  and is central to the country’s economy. In addition to drinking water, the river enables and sustains the country’s agriculture.   Fish from the river provide a major source of food to communities along the river’s banks. The Sindhu River is also used as a major transportation route for commerce. Physical Attributes of the Sindhu River The Sindhu River follows a complex path from its origin at 18,000 feet in the Himalayas near Lake Mapam. It flows northwest for roughly 200 miles before crossing into the disputed territory of Kashmir in India and then into Pakistan. It eventually exits the mountainous region and flows into the sandy plains of the Punjab, where its most significant tributaries feed the river. During July, August, and September when the river floods, the Sindhu stretches to several miles wide in the plains. The snow-fed Sindhu River system is subject to flash floods, too. While the river moves quickly through the mountain passes, it moves very slowly through the plains, depositing silt and raising the level of these sandy plains.

Discuss the value of qualitative research to create new practice Essay

Discuss the value of qualitative research to create new practice knowledge - Essay Example Literature is suggestive that qualitative research’s contribution is growing and advancing knowledge. Knowledge claims emanating from qualitative research, logically, should be open to formal evaluation and critique. This means that it should be open to criticism, audit, and searching, which is the means of assessing the contribution it makes to the advancement of knowledge in terms of challenging, extending, or testing what is believed or known. Qualitative research, in its own right, is a distinct enquiry field with literature indicating that methodology in qualitative research is referent to ideas and principles used by researchers to base strategies and procedures (Denzin & Yvonna, 2011: p15). It acts as a form of social enquiry, focusing on the interpretation of experiences by various individuals. Traditionally, the debate has revolved around the merits of qualitative and quantitative research in knowledge development. Evidence is indicative of qualitative research being more interpretive and better in the study of phenomena and concepts. It aims at understanding the complex relationship between variables rather than cause and effect demonstrations. In addition, the diversity found in its responses has significant value. Qualitative research has been found to be more descriptive and humanistic with many dimensions that require the researcher to use a self-conscious approach (Denzin & Yvonna, 2011: p16). Therefore, on top of reinforcing new practice knowledge, it also helps uncover information that would have been more difficult using other approaches. Qualitative knowledge depends on social context information, especially the comprehension of human experiences. This is of special use when the researcher knows little about the field or topic of research. Contribution of qualitative knowledge in creating new practice knowledge is usually in terms of new theoretical ideas and knowledge (Denzin & Yvonna, 2011: p17). The underlying methods and philosophy , conversely, has left qualitative research open to criticism of being unsystematic, lacking in objectivity, being subjective, and being too general, as well as being a soft approach in comparison to scientific and empirical knowledge. It has even been claimed that evidence is not as powerful as that given by quantitative research. For those who subscribe to other methodologies, qualitative research’s strengths in creating new practice knowledge are viewed as weakness (Denzin & Yvonna, 2011: p17). Qualitative research, however, gives a unique perspective on a topic, as well as providing insight into subjects. The methodology generates knowledge and is subject centered, inductive, interactive, and holistic. It has its basis on people’s meanings, perceptions, and views while also useful in the exploration knowledge questions that are related to meanings, experiences, behavior, and feelings (Gilroy, 2011: p56). Qualitative research has, in a relatively short time, descend ed from many disciplines of diverse backgrounds. Its roots can be found in sociology, philosophy, anthropology, and history. Qualitative research has brought up new methods of acquiring research knowledge such as discourse and conversational analysis with each method coming from different backgrounds. In some fields like nursing, there is also a tendency in qualitative resea

Financial Management Case Essay Example | Topics and Well Written Essays - 2500 words

Financial Management Case - Essay Example These assets and liabilities are to be cashed or spent in the ordinary course of business; that is, we do not have to liquidate our company just to raise the cash we need, and neither do we have to pay all our long-term debts now. Working capital basically is a measure of how we manage our collections and our costs. Good working capital management, by lowering costs and maximising collections, contributes to maximising shareholder value, which is one of the Board's primary duties. An analysis of our current practices in this aspect of financial management has revealed the following problems: Trade receivables have increased from the desired thirty days to the actual fifty days. Bad debts have reached 1.5 percent of total sales. We are spending 76,000 annually, equivalent to 3.2 percent of sales, for trade debt or receivables financing, bad debts, and overhead. We have studied two options to manage our working capital that can bring down our costs and bring up our collections. Summary Course of Action We have looked at two options: Factoring (Option A) and Discounting (Option B). We summarise our findings as follows: Comparison of two options and current system Current system Trade debts from collections 40,000 Bad debts 36,000 Annual cost of debts: 76,000 Option A: Factoring Trade debts from collections 22,000 Service charges 48,000 Savings on bad debts (36,000) Savings from factoring (18,000) Annual cost of debts: 16,000 Annual savings from Option A: 60,000 Option B: Discounting Trade debt savings 6,400 Savings from collected bad debts 12,000 Cost of discounts (9,600) Annual savings from Option B: 8,800 Total savings from Options A and B: 56,800 We have calculated that factoring will save us 60,000...This is called working capital management. Working capital is the cash that is readily available to the organisation. This can be derived from the corporation's balance sheet by subtracting our current liabilities (short-term organisational commitments that needs cash payments) from our current assets (company resources that can be converted into cash in the short-term). These assets and liabilities are to be cashed or spent in the ordinary course of business; that is, we do not have to liquidate our company just to raise the cash we need, and neither do we have to pay all our long-term debts now. Working capital basically is a measure of how we manage our collections and our costs. Good working capital management, by lowering costs and maximising collections, contributes to maximising shareholder value, which is one of the Board's primary duties. We have calculated that factoring will save us 60,000 annually. Discounts will save us an additional 8,800 by bringing down our bad debts and trade debts costs, even if these discounts will cost us initially 9,600. If we use both options, we can save 56,800 each year, equivalent to 2.4 percent of sales. Note that combining the two options will give us a lower figure for total savings because if we use the Discounting option together with Factoring, the elimination of bad debts from availing of the latter (Factoring) option will give us only the benefit of trade debt savi